No Hassles...No Games...Just a Great VISA Program

It's all in the fine print. Compare our fine print below with other cards in your wallet. How much does your rate go up if you want a cash advance? Do balance transfers have a higher rate, with a balance transfer fee too?  NOT at MSCU. 

Now it's easier to compare. Card issuers are now required to provide their credit card agreements on their websites or at www.federalreserve.gov/creditcard. So compare us to the other cards, and then switch. Just click on the application link below; print it out and return it to the credit union. Once approved, we can do those balance transfers for you.  And, if you are carrying another card for the miles or rewards, use the card but transfer the balance to MSCU to avoid paying the high rates.

If you're tired of the way your other card issuers treat you with constant "Important Notices" advising of rate and payment changes, or new fees, needed "Opt In" or "Opt Out" requirements, or if you're just tired of having to deal with an automated phone system instead of a person, then switch to MSCU where "We Take Banking Personally."  You'll be happy you did!  

Click here for Classic Credit Card Agreement

Click here for Platinum Credit Card Agreement