| Loan Programs
The rates on most new loans with Michigan Services Credit Union will be determined by your credit experience. Our "Just Rewards" lending program rewards our most credit worthy members with the best rates we offer, and will in most cases, still provide better rates to our members with weaker credit histories, than might be offered elsewhere.
In addition, we offer Loan Relationship Discounts if you have the following services with the credit union:
Privileged Member Checking; Direct Deposit or Payroll Deduction, Visa, Certificate of Deposit or Equity Advantage-home equity line of credit.
We lower your interest rate .25%, on most closed-end loans (up to a maximum of 1 1/4%) for each of the following relationships:
- Privilege Member Checking (checking backed by a Privilege Member overdraft loan)
- VISA credit card
- Payroll deduction or Direct Deposit
- Certificate of Deposit ($500 minimum)
- Equity Advantage Home Equity Line of Credit
This is our way of saying "Thanks for Your Business". It rewards you for contributing to our success and hopefully encourages you to see MSCU first for all you financial needs.
See our Rates page to see how this can save you money.
We offer the following loans to meet your needs:
- Auto (new, used and classic)
- Boat, Motorcycle, RV
- VISA (Platinum and Classic)
- Privileged Member (overdraft protection)
- Equity Advantage-Home Equity line of credit
- Home Improvement
- Revolving Credit
- Signature Loans
- Mortgages thru our Mortgage Center
1-888-562-6865 or click on the icon below,
or visit www.mortgagecuso.com
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Deposit Programs
- Share Draft / Checking with Master Card debit card
- Regular Share Account
- IDA (Investment Daily Account)
- Certificates of Deposit
- Individual Retirement Account (IRA)
- Individual Retirement Account Certificates of Deposit (IRA)
- Christmas Club
- You Name It Account (We let you give the account a name e.g. Joe´s Vacation Account)
Online Services
Notice: Links to other Web sites are provided as a courtesy and as such Michigan Services Credit Union accepts no responsibility for the content or performance of these sites.
Other Services 
Insurance Services
CUNA Mutual Life - Health, AD&D and Annuity
Sales 1-800-356-6006
Service or Claims 1-800-779-5433
Liberty Mutual - Auto, Home
Sales 1-888-380-9287
Service or Claims 1-800-225-7014
AAA - Auto, Home - 888-203-2606
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